Fundamentals of Funds Availability
In 1987, Congress enacted the Expedited Funds Availability Act. It defines when financial institutions are required to make deposited funds available to their customers. The Act was passed because a...
The ThreatAdvice Blog
Cybersecurity news, trends, tips, and more from our expert team.
Computer Security Incident Notification Requirements
The Office of the Comptroller of the Currency (OCC), Treasury; the Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC) on November 23, 2021...
vCISO: Everything you need to know
Data has become the most valuable asset a company has, powering business opportunities and forming strategies for future business growth. Keeping business data and sensitive information secure, and...
CISA Orders Agencies to Patch Chrome, D-Link Flaws Used in Attacks
CISA has recently added 12 security flaws to its list of bugs exploited in attacks. These new flaws include two critical D-Link vulnerabilities and two (now-patched) zero-days in Google Chrome and...
Permissible Purposes for Furnishing, Using & Obtaining Consumer Reports
On July 7, 2022, the Consumer Financial Protection Bureau (Bureau) issued an advisory opinion to outline certain obligations of consumer reporting agencies and consumer report users under section 604...
Hackers Continue To Target K-12 Schools
In 2022, at least 26 U.S. school districts have been infected with ransomware. Seven of those incidents have been since the beginning of August, according to Recorded Future, a cybersecurity...
New Threats to Multi-Factor Authentication
A password was once thought to be the only authentication mechanism one needed to protect data. After years and years of compromised credentials and the rise of credential stuffing attacks,...
How to better protect your digital environments from breaches
Even though your organization may deploy cutting-edge technology and have a team of experienced security professionals, digital protection is still of vital importance. Human error is a leading...
Nelnet Servicing Breach Exposes Data of 2.5M Student Loan Accounts
“Data for over 2.5 million individuals with student loans from Oklahoma Student Loan Authority (OSLA) and EdFinancial was exposed after hackers breached the systems of technology services provider...
How gamification can reduce human error in cybersecurity
Over the last few years, there have been an increasing number of data breaches, and unfortunately, 2022 has seen a vast amount of sensitive information being stolen. This year, data breaches have...
Google Announces Open-Source Software Bug Bounty Program
Google will now pay security researchers to find and report bugs in the latest versions of Google-released open-source software (Google OSS). The company's newly announced Vulnerability Reward...
Essentials of a multilayered security program
It has become all too common to hear about damaging cyberattacks and data breaches in today's cybersecurity environment. Ransomware continues to dominate headlines, inflicting financial losses,...